[sings Al Green-ly at top of lungs]
“I’m so tired of being broke,
I can’t pay this on my own,
Won’t you help me Mom,
Just as soon as you can!?”
I’m sitting on another curb tearfully waiting for a tow truck; the second one this week.
Lyfting across Miami costs me about a month’s worth of gas, and my lil red hooptie Harriet is no closer to being fixed.
I try to hide my face from the residents of the overpass under which I overheated. We are now essentially in the same water-free boat.
Update: Bought a new car in August. Still broke though 🤦🏾♀️ Car buying is an emotional 🎢
I get it. I’m a quasi-recent grad. I’m young. I “should” be broke. It’s expected. I devoted my first few years after graduation to service, and the non profit sector is so named for a reason. Got it.
Big booty BUT though … now I’m settled in another full time, fully benefited, office based, salaried job with all the assurances and insurances that I previously coveted, and I’m still broke. Still proportionately the same amount of broke.
Brick. Brack. Broke. 💆🏾♀️😒🙃
I don’t have to brief you in the many work, income, and finance woes that face the average millennial. You know then well.
1. We’re living at home longer which means we buy homes later.
2. We are SADDLED with unprecedented educational debt.
3. We inherited an awesome economy.
4. Will invariably end up working deep into our golden years.
Ultimately it all just feels like…
A memoir.
Chapter 1.
Where’s my mom now with her threats to take me out of this world she so lustfully brought me into!?
I’m tired, boss.
Plus insurance still costs you money and I don’t understand why I’m paying twice to not be sick!
Every-flipping-thing! Bills, insurance, loans, water, the waves that travel through Al Gore’s Internet, breathing, eating animals, not eating animals, education, avocados, air, everything.
Do these headliner tidbits sound familiar?
1. “You should have three months of bills (not just rent) saved up!”
3. How many emergencies can you fund?
Cake cannot be both eaten and possessed simultaneously. The same quantity of money cannot be both saved and spent. It’s not a question of how much I spend, or how aggressively I budget.
I don’t make enough. Thats it.
The rent at my new apartment is $75 less expensive. Our utilities are lower. I eat out less often than ever. And just as I might see addendums to my pockets, I have had 3 emergencies since August. There goes my profit margin.
Credit card balance hovers like a David Blane stunt: inscrutable and racially ambiguous.
{enters stage left} … the side hustle. Which thus far feels more like an internship.
But…
How are y’all escaping the clutches of poverty? Glucose guardians?
Email me!
rozegoes.com 